Business Leasing


Every business needs new equipment at some point. Existing equipment gets old and outdated and additional equipment is often needed to grow a business. Nearly 80% of companies in the U.S. leases equipment to remain competitive. They recognize that it is more important to have and use the equipment than it is to own the equipment.

There are many advantages to leasing over other financing options. Here are the reasons we feel are most important to you:

Credit Availability - Leasing preserves your lines of credit. Save your bank borrowing capacity for other needs or emergencies.

Conserve Working Capital - Get the equipment and technology you need today while spreading your payments over time. Capital budgets can be used for other business expenses and more productive operational uses.

Flexibility - Changes in the economy emerging competition and expansion require flexible options for a small business. Leasing allows your business to grow or change with the tide quickly, without large up-front costs.

Obsolescence become Obsolete - Technology changes rapidly. The software and equipment you purchased 2 years ago is most likely outdated. With leasing, when your term is over you have the options to purchase your equipment, trade it in or return it outright. Keep your business at the forefront of your industry through leasing.

Tax Advantages - For most leases, businesses can deduct monthly lease payments. The benefits and amount changes annually, so you should consult your tax advisor for more information on IRS Section 179.

Budget Friendly - Leased equipment can create income for your business that far exceeds the cost of your monthly lease payment. You can stretch your budget to obtain additional equipment you couldn't have afforded otherwise through fixed monthly payments.

No Down Payment Required - Unlike some loan programs, you can finance 100% of your equipment and include additional costs such as software, shipping, installation, maintenance and training into your total package.

Fixed Monthly Payments - Leasing allows you to use equipment you need for as long as you need it, with a fixed monthly payment. If interest rates skyrocket, your payment does not change.

Choose Payments and Terms - You know how much your business can afford to spend on your new equipment. With leasing you can pick the best payment solutions for your business. Extended terms, flexible payment options and equipment upgrades are all available.

For more information and a lease option quote, please contact us by phone (713) 253-3985 or email

CinLor Tech has partnered with Marlin Business Services Corp. to provide you with competitive leasing options.

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